Is it legal to charge rent via Bizum or PayPal? Guide for landlords

Is It Legal to Collect Rent with Bizum or PayPal?

Yes, it’s legal, but with important conditions.

There’s no law in Spain that prohibits collecting rent using platforms like Bizum or PayPal. What really matters is that the payment:

• Leaves a trace (bank transaction record)
• Includes a receipt or invoice, if applicable
• Is declared in your income tax return

These methods are valid as long as they are not used to avoid taxes or regulation.

Which Payment Method Is Best?

Here's a comparison of the most common options used by landlords:

What Does the Tax Authority Say?

Regardless of the method you choose, rental income must be declared.

• If you use PayPal, make sure to download your transaction history.
• Bizum is linked to your bank account, so it's traceable as well.

In short: the Spanish tax authority doesn’t care how you get paid, only that you declare it.

A Professional Alternative

If you manage multiple properties or are part of a real estate agency, using a specialized platform like Silk Pay can offer huge advantages:

• Automate rent collection
• Get notified of delays
• Easily reconcile bank and accounting records
• Keep everything professional and organized
• Provide a better experience for your tenants

Conclusion

Yes, you can collect rent using Bizum or PayPal.
But if you want to:

• Automate the process
• Avoid late payments
• Stay compliant and organized

…then it’s time to consider a more professional solution.

Silk Pay is built for landlords who want to collect rent, without the stress.